HomeMy WebLinkAboutORDINANCE 14-25TOWN OF ESTES PARK, COLORADO,
ACTING BY AND THROUGH ITS WATER ACTIVITY ENTERPRISE
ORDINANCE NO. 14-25
AN ORDINANCE OF THE TOWN OF ESTES PARK, COLORADO,
ACTING BY AND THROUGH ITS WATER ACTIVITY ENTERPRISE,
AUTHORIZING THE EXECUTION AND DELIVERY OF A FIRST
AMENDMENT TO CONSTRUCTION LOAN AGREEMENT AND AN
AMENDED CONSTRUCTION LOAN NOTE, SERIES 2022A AND OTHER
DOCUMENTS RELATED THERETO IN CONNECTION WITH
REBUILDING AND IMPROVING THE WATER DISTRIBUTION
SYSTEM OF THE FORMER PROSPECT MOUNTAIN WATER
COMPANY; AND DECLARING AN EMERGENCY.
WHEREAS, the Town of Estes Park, Colorado (the "Town") is a statutoiy town and
political subdivision duly organized and existing pursuant to the constitution and laws of the State
of Colorado; and
WHEREAS, the Board of Trustees (the "Board") of the Town has formally established a
Water Activity Enterprise (the "Enterprise") pursuant to Ordinance No. 08-99; and
WHEREAS, the Town, acting by and through the Enterprise, operates and maintains a
municipal water system within the Town and surrounding areas for the distribution of treated
water; and
WHEREAS, such municipal water system has been and continues to be operated by the
Enterprise as a govemment-owned business, which is authorized to issue its own revenue bonds
and receives under 10% of annual revenue in grants from all Colorado state and local governments
combined, and the Enterprise is determined to be an enterprise within the meaning of Article X,
Section 20 of the Colorado Constitution; and
WHEREAS, the Town, acting by and through the Enterprise, provided treated water to the
Prospect Mountain Water Company, Inc. (the "Company") for years as a bulk water customer, and
the Company distributed such water through its own distribution system (the "Prospect Mountain
System") to property owners in the Company's service area; and
WHEREAS, following the bankruptcy of the Company, the Town, acting by and through
the Enterprise, and the Bankruptcy Trustee, acting for the Company, entered into a Voluntary
Water System Transfer Agreement for the transfer of the Prospect Mountain System to the Town
in order for the Town, acting by and through the Enterprise, to undertake the rebuilding and
improvement of the Prospect Mountain System to Town standards (the "Project"); and
WHEREAS, in order to provide funds to pay a portion of the costs of the Project, the Board,
acting as the governing body of the Enterprise, entered into a Construction Loan Agreement (the
"Loan Agreement") with CoBank, ACB, as lender (the "Lender"), pursuant to which the Lender
4926-2677-1026.3
"USDA-RD" means the United States Department of Agriculture, acting through the United
States Department ofAgriculture-Rural Development, and its successors and assigns.
Section 2. Authorization. The Town, acting by and through the Enterprise, shall enter
into and deliver the First Amendment to Loan Agreement and the Amended Series 2022A Note in
substantially the forms on file with the Town Clerk at this meeting, and perform its obligations
thereunder.
The Mayor or Mayor Pro Tem of the Town, acting as a member of the governing body of
the Enterprise, is hereby authorized and directed to execute, and the Town Clerk or any deputy is
authorized to attest and affix the seal of the Town to, the First Amendment to Loan Agreement
and the Amended Series 2022A Note with the amended Maturity Date. The Town Treasurer is
hereby authorized and directed to authenticate the Amended Series 2022A Note with the amended
Maturity Date. Such Authorized Officers are further authorized and directed to execute such other
documents, instruments or certificates as are deemed necessary or desirable in connection
therewith. The execution of any instrument by said officials shall be conclusive evidence of the
approval by the Town, acting by and through the Enterprise, of such instrument in accordance with
the terms of such instrument and this Ordinance.
Section 3. Note Details. The Town, acting by and through the Enterprise, shall deliver
the Amended Series 2022A Note to the Lender in exchange for the Existing Series 2022A Note
previously issued to the Lender. The Amended Series 2022A Note shall remain in an aggregate
principal amount of $4,493,000.00, shall remain as originally dated, shall bear interest at a variable
rate as originally provided in the Loan Agreement, and shall mature not later than the amended
Maturity Date provided in the Loan Agreement, or earlier if the Amended Series 2022A Note is
prepaid in full pursuant to the Loan Agreement and may be made subject to prepayment with or
without prepayment penalty, as provided by the Loan Agreement and the Final Terms Certificate.
Section 4. Enterprise Status. The Board hereby determines that the Enterprise is an
"enterprise" within the meaning of Article X, Section 20 of the Colorado Constitution. The Town
has and will continue to use its best efforts to maintain the System as an "enterprise" within the
meaning of Article X, Section 20 of the Colorado Constitution, and the meaning of Title 37, Article
45.1,C.R.S.
Section 5. Amendment of Ordinance. The Town shall not amend this Ordinance without
the consent of the Lender.
Section 6. Authorization To Execute Documents. The Authorized Officers shall and
are hereby authorized and directed to take all actions necessaiy or appropriate to effectuate the
provisions of this Ordinance, including, but not limited to, the execution of such documents,
certificates and affidavits as may be reasonably required by the Lender or bond counsel to the
Town. The execution by any Authorized Officer of any document authorized herein shall be
conclusive proof of the approval by the Town of the terms thereof. The Town Clerk or any deputy
is hereby authorized and directed to attest, as necessary, all signatures and acts of the Mayor or
any official of the Board or the Town in connection with the matters authorized by this Ordinance,
and to place the seal of the Town, as necessary, on the documents authorized and approved by this
Ordinance and all other additional certificates, documents and other papers associated with the
4926-2677-1026.3
to the immediate preservation of the public peace, welfare, health and safety of the residents of the
Town and is being adopted as an emergency ordinance.
4926-2677-1026.3
INTRODUCED, READ BY TITLE, APPROVED AND ADOPTED BY THE
AFFIRMATIVE VOTE OF _^_ MEMBERS OF THE BOARD OF TRUSTEES OF THE TOWN
OF ESTES PARK, COLORADO, ACTING AS THE GOVERNING BODY OF ITS WATER
ACTIVITY ENTERPRISE, THIS 22ND DAY OF JULY 2025.
Mayor
ATTEST:
iy"*^A-"'A^ -' ^->~^ • ° ° - (- ^^^-^
^pwn Clerku""""""
I hereby certify that the above Ordinance was introduced at a regular meeting of the Board of
Trustees on the ZZ *>^^ day of ^ o i*-^ . 2025 and published by title in a newspaper
of general circulation in the Town ofEstes Park, Colorado, on the Z^_8ay of ^ o LAJ
2025, all as required by the Statutes of the State of Colorado.
^.^00,
Towiy^erk
APPROVED AS TO FORM:
By.
Daniel E. Kramer, Town Attorney
By (yLt.^-1^''-^' '^'•K^^J-
Richard L. Buddin, Bond Counsel
4926-2677-1026.3
FIRST AMENDMENT TO CONSTRUCTION LOAN AGREEMENT AND
CONSTRUCTION LOAN NOTE, SERIES 2022A
THIS FIRST AMENDMENT TO CONSTRUCTION LOAN AGREEMENT AND
CONSTRUCTION LOAN NOTE, SERIES 2022A (this "First Amendment"), is made and entered
into as of July ^"2025 (the "Effective Date"), by and between the TOWN OF ESTES PARK,
COLORADO (the "Town"), ACTING BY AND THROUGH ITS WATER ACTIVITY
ENTERPRISE (the "Enterprise"), and COBANK, ACB (the "Lender").
WHEREAS, the Town is a statutory town and political subdivision duly organized and
existing pursuant to the constitution and laws of the State of Colorado; and
WHEREAS, the Board of Trustees (the "Board") of the Town has formally established the
Enterprise pursuant to Ordinance No. 08-99; and
WHEREAS, the Town, acting by and through the Enterprise, operates and maintains a
municipal water system within the Town and surrounding areas for the distribution of treated
water; and
WHEREAS, such municipal water system has been and continues to be operated by the
Enterprise as a government-owned business, which is authorized to issue its own revenue bonds
and receives under 10% of annual revenue in grants from all Colorado state and local governments
combined, and the Enterprise has been determined to be an enterprise within the meaning of
Article X, Section 20 of the Colorado Constitution; and
WHEREAS, the Town, acting by and through the Enterprise, provided treated water to the
Prospect Mountain Water Company, Inc. (the "Company") for years as a bulk water customer, and
the Company distributed such water through its own distribution system (the "Prospect Mountain
System") to property owners in the Company's service area; and
WHEREAS, following the bankruptcy of the Company, the Town, acting by and through
the Enterprise, and the Bankruptcy Trustee, acting for the Company, entered into a Voluntary Water
System Transfer Agreement for the transfer of the Prospect Mountain System to the Town in order
for the Town, acting by and through the Enterprise, to undertake the rebuilding and improvement
of the Prospect Mountain System to Town standards (the "Project"); and
WHEREAS, in order to provide funds to pay a portion of the costs of the Project, the Board,
acting as the governing body of the Enterprise, entered into a Construction Loan Agreement (the
"Loan Agreement") with the Lender, pursuant to which the Lender made an interim construction
loan evidenced by the existing Construction Loan Note, Series 2022A (the "Existing Series 2022A
Note"), which was executed and delivered by the Town, acting by and through the Enterprise, in a
principal amount of $4,493,000.00; and
WHEREAS, voter approval was not required under Article X, Section 20 of the Colorado
Constitution for the execution of the Loan Agreement or the issuance of the Existing Series 2022A
Note; and
4918-4379-5539.2
WHEREAS, the Existing Series 2022ANote was expected to be repaid to the Lender from
the proceeds of a Direct Loan (the "USDA Direct Loan Proceeds") to the Town, acting by and
through the Enterprise, from the United States Department of Agriculture, acting through the
United States Department ofAgriculture-Rural Development ("USDA"); and
WHEREAS, the Existing Series 2022ANote matures on August 1, 2025, and the USDA
Direct Loan Proceeds will not be available to repay the Existing Series 2022A Note on or before
such maturity date; and
WHEREAS, the Lender and the Town, acting by and through the Enterprise, have agreed
to extend the maturity date of the Existing Series 2022ANote; and
WHEREAS, the Town, acting by and through the Enterprise, and the Lender desire to
extend the maturity date of the Existing Series 2022ANote by amending the Loan Agreement and
the Existing Series 2022A Note as set forth in this First Amendment and exchanging the Existing
Series 2022ANote for an amended Series 2022ANote (the "Amended Series 2022ANote"); and
WHEREAS, voter approval is not required for the execution and delivery of this First
Amendment and the Amended Series 2022A Note.
NOW THEREFORE, in consideration of the foregoing and other good and valuable
consideration, the parties hereto agree as follows:
Section 1. Definitions. Capitalized terms used herein and not otherwise defined shall
have the same meanings, respectively, as provided in the Loan Agreement.
Section 2. Amendment of Maturity Date Definition in Section 1.01 of Loan
Agreement. The definition of Maturity Date in Section 1.01 of the Loan Agreement is hereby
amended and restated as follows:
" 'Maturity Date'' means, with respect to the Series 2022ANote, the final scheduled
maturity of principal of the Loan, i.e., February 1, 2026 or such later date as
approved by the Lender in its discretion pursuant to a request for extension
submitted to the Lender by the Borrower. Any extension of the Maturity Date must
be requested by the Borrower to the Lender prior to the Maturity Date and shall be
subject to an opinion of Bond Counsel to the effect that such extension will not
cause interest on the Series 2022A Note to be included in gross income for federal
income tax purposes. The jMaturity Date shall not exceed the estimated life of the
Project, but in no event beyond 40 years from the date of the Series 2022ANote."
Section 3. Amendment of Final Principal Payment Date in Exhibit A of the Loan
Agreement. The form of the Existing Series 2022A Note, attached to the Loan Agreement as
Exhibit A, is hereby amended to replace the original Final Principal Payment Date of August 1,
2025 with the amended Final Principal Payment Date of February 1 , 2026 and to make conforming
amendments therein, and the Town, acting by and through the Enterprise, shall issue to the Lender
the Amended Series 2022A Note in substantially the form attached hereto as Exhibit A.
4918-4379-5539.2
Section 4. Lender Consent. The Lender hereby acknowledges and consents to this First
Amendment in accordance with the requirements of Section 7.21 of the Loan Agreement and
waives any notice or other requirements related thereto.
Section 5. Delivery of Amended Series 2022A Note. The Town, acting by and through
the Enterprise, shall deliver to the Lender a fully executed and authenticated Amended Series
2022A Note with the amended Final Principal Payment Date as shown on Exhibit A hereto, in
exchange for the Existing Series 2022A Note originally delivered to the Lender. The Existing
Series 2022A Note shall be returned to the Town or its bond counsel promptly following the
delivery of the Amended Series 2022A Note to the Lender.
Section 6. Conditions Precedent to this First Amendment. The agreement of the
Lender to enter into this First Amendment is subject to the conditions precedent that the Lender
shall have received or waived the requirement for the following, in form and substance satisfactory
to the Lender:
(a) this First Amendment, properly executed by the Town, acting by and through the
Enterprise, and by the Lender;
(b) the Amended Series 2022A Note, properly executed and authenticated by the Town,
acting by and through the Enterprise;
(c) an executed copy of the ordinance of Town, acting by and through the Enterprise,
authorizing the execution, deliveiy and performance of this First Amendment and the issuance of
the Amended Series 2022ANote;
(d) an opinion of Bond Counsel to the effect that the extension of the maturity date of
the Loan, as provided in the Amended Series 2022A Note, will not cause interest on the Existing
Series 2022ANote or the Amended Series 2022ANote to be includable in gross income for federal
income tax purposes; and
(e) any other documents or items required by the Lender.
Section 7. Effective Date. This First Amendment shall be effective from and after the
Effective Date stated above.
Section 8. Original Loan Agreement in Full Force and Effect. The original Loan
Agreement, as amended hereby, shall be and remain in fall force and effect in accordance with its
terms and hereby is ratified and confirmed in all respects.
Section 9. Counterparts. This First Amendment may be executed in several counterparts,
each of which shall be an original and all of which shall constitute but one and the same instrument.
Section 10. Agreement to Pay Costs. The Town, acting by and through the Enterprise,
hereby agrees to pay, or cause to be paid, all costs associated with the preparation, review, and
delivery of this First Amendment, including the fees and expenses of counsel to Lender.
4918-4379-5539.2
Section 11. Further Assurances. The parties hereto hereby agree that they will, from
time to time, execute, acknowledge, and deliver, or cause to be executed, acknowledged, and
delivered, such further acts, instruments, conveyances, transfers, and assurances, as either of them
reasonably deems necessaiy or advisable for the implementation, correction, confirmation, or
perfection of this First Amendment and any rights of such party as contemplated hereunder.
4918-4379-5539.2
IN WITNESS WHEREOF, the Town, acting by and through the Enterprise, and the
Lender have caused this First Amendment to be duly executed and attested, all as of the day and
year first above written.
[S ®ss
UJ^^^"<'"<s<»»»tw
?/
Attested:
TOWN OF ESTES PARK, COLORADO,
ACTING BY AND THROUGH ITS WATER
ACTIVITY ENTERPRISE
By
Mayor
-» \^^>f"'> ^ 00 . .-
iwn Clerk
COBANK, ACB, as Lender
By_
Authorized Representative
APPROVED AS TO FORM:
By:_
Daniel E. Kramer, Town Attorney
/ '. ;? •
By; ^••t't^'i^t! ,/^ii^-
Richard L. Buddin, Bond Counsel
4918-4379-5539.2
EXHIBIT A
FORM OF SEMES 2022A NOTE
THIS SERIES 2022A NOTE WAS ISSUED AS AN EXEMPT SECURITY OR IN A
TRANSACTION EXEMPT FROM REGISTRATION UNDER THE SECURITIES ACT
OF 1933, AS AMENDED. UNDER NO CIRCUMSTANCES SHALL THIS SEMES 2022A
NOTE BE SOLD, PLEDGED OR OTHERWISE TRANSFERRED OR DISPOSED OF
EXCEPT IN THE MANNER PROVIDED IN SECTION 7.12 OF THE AGREEMENT AND
THE NOTE ORDINANCE PURSUANT TO WHICH IT WAS ISSUED AND IN
COMPLIANCE WITH APPLICABLE STATE AND FEDERAL SECURITIES LAWS.
ANY TRANSFER OR PURPORTED TRANSFER IN VIOLATION OF SUCH SECTIONS
OR SUCH LAWS SHALL BE VOID AND OF NO EFFECT.
UNITED STATES OFAMEMCA
STATE OF COLORADO
COUNTY OF LARIMER
TOWN OF ESTES PARK, COLORADO,
ACTING BY AND THROUGH ITS WATER ACTIVITY ENTERPRISE
CONSTRUCTION LOAN NOTE
(PROSPECT MOUNTAIN WATER DISTMBUTION PROJECT)
SERIES 2022A
No. 00138635T01 Not to Exceed $4,493,000.00
Interest Rate Final Principal Payment Date Dated Date
Variable February 1,2026 October 11,2022
REGISTERED OWNER: COBANK, ACB
PRINCIPAL SUM: NOT TO EXCEED FOUR MILLION FOUR HUNDRED
NINETY-THREE THOUSAND DOLLARS
The Town ofEstes Park, Colorado, acting by and through its Water Activity Enterprise (the
"Borrower"), for value received, hereby promises to pay, in lawful money of the United States of
America, to the Registered Owner specified above (the "Lender") or registered assigns, on the
final principal payment date specified above (the "Maturity Date"), unless the maturity of this
Series 2022A Note is extended by the Lender or unless this Series 2022A Note shall be prepaid
and payment of the prepayment price made or provided for, but solely from the sources hereinafter
4918-4379-5539.2
identified, the Principal Sum specified above (or so much thereof as has been advanced by the
Lender (the "Principal Balance")) and to pay interest on such Principal Balance in like manner,
but solely from the sources hereinafter identified, at the interest rate equal to the Benchmark
(initially, the Daily Simple SOFR Rate) (both as defined in the Agreement defined hereinafter)
payable on the Payment Date. As used herein, the term "Payment Date" means (a) February 1 and
August 1 of each year for the payment of interest on this Series 2022A Note in arrears,
commencing February 1, 2023 and including the Maturity Date (or earlier, if this Series 2022A
Note shall be prepaid pursuant to the terms of the Agreement) and (b) the Maturity Date and any
other date on which the principal of this Series 2022ANote or any portion thereof is required to
be repaid or prepaid under the terms of the Agreement. This Series 2022ANote shall bear interest
at a variable interest rate, calculated as provided in the Agreement (as defined hereinafter) on the
actual number of days this Series 2022A Note is Outstanding on the basis of a year consisting of
360 days, through and including the Maturity Date. The Maturity Date may (at the sole discretion
of the Lender) be extended as provided in the Agreement (as defined hereinafter).
Interest payments hereon shall be made to the Registered Owner hereof appearing on the
registration books of the Borrower maintained by the Town Treasurer as note registrar (the "Note
Registrar") by check or draft or at the request of the Registered Owner, by wire transfer or
automated clearing house (ACH) payment to a bank account number maintained by such
Registered Owner in the United States of America and designated in written instructions given to
the Note Registrar at least fifteen (15) days prior to a Payment Date.
This Series 2022A Note is issued by the Borrower in anticipation of the receipt of the
USDA Direct Loan (as defined in the Agreement) to be received by the Borrower and in conformity
with ordinances of the Borrower (collectively, the "Note Ordinance") and a Construction Loan
Agreement dated as of October 11, 2022, as amended by the First Amendment to Construction
Loan Agreement dated July ZZU^025 (together, the "Agreement"), by and between the Borrower
and the Lender, and reference is hereby made to the Note Ordinance and the Agreement for a more
complete statement as to the source of payment of the Series 2022A Note and the rights of the
Lender as Owner of the Series 2022ANote. The proceeds of the Series 2022ANote will be used
to: (i) finance the rebuilding and upgrading of the water distribution system of the former Prospect
Mountain Water Company to Town standards by the Borrower (the "Project"); (ii) fund capitalized
interest, if any; and (iii) pay the costs of issuance of this Series 2022A Note, each to the extent
approved in writing by USDA-RD.
This Series 2022A Note, including the interest hereon, is a limited obligation of the
Borrower payable solely from the future proceeds of the USDA Direct Loan, the Net Revenues
and any other legally available moneys of the Borrower authorized for such use under the
Agreement. This Series 2022A Note and the interest hereon are not payable in any manner by
taxation and do not constitute a debt of the Town ofEstes Park, Colorado (the "Town"), within the
meaning of any constitutional or statutory provision.
Reference is hereby made to the Agreement for a description of the rights, duties and
obligations of the Borrower, the Town, the Lender, the Owner of this Series 2022ANote, the terms
upon which this Series 2022A Note is sold and the terms and conditions upon which this
Series 2022A Note will be paid at or prior to maturity, or will be deemed to be paid upon the
A-2
4918-4379-5539.2
making of provision for payment. Any capitalized term used in this Series 2022A Note but not
defined in this Series 2022A Note is used with the meaning set forth in the Agreement.
This Series 2022ANote may only be transferred or exchanged at the principal office of the
Note Registrar and only as provided in the Note Ordinance and the Agreement. The transferring
Owner shall pay any reasonable costs of the Borrower incurred in connection with the transfer of
this Series 2022ANote. This Series 2022ANote shall not be valid or become obligatory for any
purpose or be entitled to the security or benefit of the Note Ordinance until the Certificate of
Authentication hereon shall have been signed by the Note Registrar.
This Series 2022A Note is issued pursuant to the Supplemental Public Securities Act,
Part 2 of Article 57 of Title 11, C.R.S., and such recital shall be conclusive evidence of the
validity and the regularity of issuance of this Series 2022A Note after its delivery for value.
It is hereby certified and recited that all acts, conditions and things required by the laws
and Constitution of the State of Colorado, to exist, to be done or to be performed precedent to the
lawful issue of this Series 2022ANote do exist and have been done and performed in regular and
due form, time and manner.
IN WITNESS WHEREOF, the Town of Estes Park, Colorado, acting by and through its
Water Activity Enterprise, has caused this Series 2022A Note to be executed with the duly
authorized manual signature of the Mayor, to be sealed with the seal of the Town or a facsimile
thereof and to be attested by the manual signature of the Town Clerk, all as of the Dated Date set
out above.
TOWN OF ESTES PARK, COLORADO,
^i^r "EST^V ACTING BY AND THROUGH ITS WATER
^A^:>"":'-':>-?'A»\ ACTIVITY ENTERPRISEj?/^>'" -A. "\-?&\?^yr A ^\ s u^S^ By-T^is^"co%!^""••iHS!m^vr
Attest:
,)wn Clerk
A-3
4918-4379-5539.2
CERTIFICATE OF AUTHENTICATION
This is the Series 2022ANote delivered pursuant to the Note Ordinance mentioned within.
Date of Authentication: Um\u, ^L^L __ , 2023 Town Treasurer, as Note Registrar
By: <-W1W\M/ (/^M-^,Y\^/^,1
The following abbreviations, when used in the inscription on the face of this Series 2022A
Note, shall be construed as though they were written out in full according to applicable laws or
regulations: TEN COM - as tenants in common, TEN ENT - as tenants by the entireties, JT TEN -
as joint tenants with right of survivorship and not as tenants in common.
UNIF TRANS MIN ACT Under Uniform Transfers to Minors Act
(OUST) (MINOR) (STATE)
Custodian
Additional abbreviations may also be used though not in the above list.
A-4
4918-4379-5539.2
FORM OF ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sells, assigns, and transfers unto
the within Series 2022A Note and all rights thereunder, and hereby irrevocably constitutes and
appoints _ attorney to transfer the within
Series 2022ANote on the books kept for registration thereof, with full power of substitution in the
premises.
Dated:
NOTICE: The signature to this Assignment must correspond with the name as it appears
upon the face of the within Series 2022ANote in every particular, without alteration or any change
whatever.
Signature:
PLEASE INSERT TAX IDENTIFICATION OR SOCIAL SECURITY NUMBER
OR OTHER IDENTIFYING NUMBER OF ASSIGNEE
A-5
4918-4379-5539.2